Justin’s Market Musings | January 13, 2023

2022 was the year of the bear (market)! While there were pockets of strength, the overall market was just tough last year. And that goes for bonds as well. Everyone knows this info by now. But what is a “bear” market, and why do they happen? I think it is important to...

Justin’s Market Musings | December 14, 2022

As we rapidly approach the end of a frustrating year in the financial markets (and some would say, for humankind in general), it feels like a great time to just remind everyone that historically markets have gone up over time. That’s the way it has always been, and...

Recession? Not so fast | October 28, 2022

As we wrote back in July’s blog “The R Word”, despite media and many economists and financial pundits arguing that we were in a recession, we did not think we were in one. Yes, there were two consecutive negative GDP (Gross Domestic Product) prints...

Avoid the Market Timing Urge | October 21, 2022

There is really no parsing words for 2022. It has been a very tough year for investors. As of the end of September, all of the major market indexes are down 20% or greater. To make matters worse, the traditionally “safe” bond market is down by more than 13%. Heck,...

Patience is a Virtue | September 9, 2022

We are all aware at this point that 2022 is shaping up to be a tough one for investors. Frankly, after above-average returns for the previous 3-year period (2019-2021), it is not inconceivable that we were due for a sub-par year. Of course, the specific events that...